Physical credit cards aren’t going away — and forget NFC. “Every American of almost any age and certainly any demographic knows exactly how to use one of these pieces of plastic
There’s absolutely nothing better about taking a phone and kind of waving it around than pulling out a credit card and swiping it. It’s actually more complicated because usually the phone is locked behind a password and there may be a separate password for your NFC app.
You can make a game without code or art. You cannot make a game without design (ie rules).
If you have an apple and I have an apple and we exchange these apples then you and I will still each have one apple.
But if you have an idea and I have an idea and we exchange these ideas, then each of us will have two ideas.